Mercy Super - Always for you
Login

You can find the Target Market Determinations (TMD) for the following Mercy Super products here:

What is a target market determination?

It’s a document that describes the type of consumer who may suit one of our products – based on their needs, objectives and financial situation (target market).

It also sets out who can distribute our products, how they can do this, and situations when we may need to review our products and the target market.

Why do we have Target Market Determinations?

Target Market Determinations are a requirement of the Treasury Laws Amendment (Design and Distribution Obligations and Product Intervention Powers) Act 2019.

This legislation requires financial services product issuers to design products that are appropriate for the consumers in the target market and consistent with their objectives, financial situation, and needs– putting consumers at the centre of how we design and distribute our products.

Latest news

BEWARE – Cold calls offering free reviews of your super or insurances

BEWARE – Cold calls offering free reviews of your super or insurances

Unfortunately, some of our members have again reported being subject to high-pressure sales techniques from cold callers offering to... Read more
Target Market Determinations

Target Market Determinations

New obligations have been introduced on product issuers and distributors through the Treasury Laws amendment (Design and Distribution Obligations... Read more
The coronavirus (COVID-19) and your insurance cover

The coronavirus (COVID-19) and your insurance cover

Most of our members have insurance cover provided through their Mercy Super account for Death, Terminal Illness, Total &... Read more