Mercy Super - Always for you
Login

When can you access your super?

Super is a long-term investment designed to support you in retirement. Because of this, there are strict rules on when you can access your super.

Learn more

Mercy Super Member

How much super do I need?

No matter how far or near retirement is, it’s important to track your super to make sure you’re on the right path to achieving your lifestyle goals.

Learn more

Super and your spouse

When you’re in a relationship, managing life and saving for goals is usually a joint effort. So it makes sense to look at your super together to ensure you’re getting the best outcome.

Learn more

Explore what your retirement might look like

How much will you have? How long will it last?

Explore options that illustrate what your treatment may look like that can include your spouse’s super. See the impact different contribution and investment strategies can make.

Launch calculator

Managing a budget – now and in retirement

Explore where your money is going now, and how that might change in retirement to get a better feel for how much you’ll need and how long it will last.

Launch calculator

Getting ahead

Mercy Super Member

Find and combine

You super works harder for you when it’s all together. Learn more about how to find and combine your other super

Learn more

Contribute

Adding even small, extra amounts to your super over time can make a big difference to your lifestyle in retirement.

Learn more

Choose your investments

Understanding how your super is invested and whether that aligns with your strategy is the first step to reaching your retirement goals.

Learn more

 

Mercy Super Member

Small change, big savings 

What if you took your own lunch to work or went without that extra cup of coffee? What difference would it make to your retirement? Explore options to make small changes that can really add up in the future.

Learn more

Mercy Super Member

Investment profile calculator

What type of investor are you – Defensive, Cautious, Confident or Assertive? Answer a few simple questions to get a better understanding of your attitude to risk and how this affects your investor profile.

Learn more

Want to learn more

Try one of our ‘Your retirement years’ learning modules that we provide as part of our Money101 online financial education program that you can take at your own pace, in your own time.

Learn more

 




Bernie – life is what happens when you’re busy making other plans

Meet Bernie – after experiencing a sudden and unexpected retirement, Bernie and is wife Helen share their journey into this phase of their life and how they are enjoying their new found freedom.

Watch Bernie’s story





Transitioning to retirement

As you approach retirement, you may be able to access some of your super as part of a transition to retirement strategy. Accessing regular payments from your super (which are tax-free if you’re over age 60) provides options to either:

  • Give your super a boost with higher contributions
  • Wind back your working hours without reducing take home pay
  • Reduce debt in the lead up to your retirement

Find out more





Get help to work out your own personal retirement journey

If you have any questions or would like help to better understand your own personal retirement journey, just get in touch.

You can also book an appointment with one of our in-house financial advisers who can provide easy-to-understand and affordable advice you can trust.

Book an appointment


Latest news

Claiming a tax deduction for your personal super contributions

Claiming a tax deduction for your personal super contributions

If you’ve made contributions to your super from your after-tax income you may be able to claim them as... Read more
Mercy Super and HESTA today announced their intention to merge

Mercy Super and HESTA today announced their intention to merge

Mercy Super and HESTA have signed a letter of intent to merge via successor fund transfer. We are working... Read more
Ask a Planner: When should I make extra contributions?

Ask a Planner: When should I make extra contributions?

We all know its something we should be doing, but putting away a little extra for tomorrow is something that is... Read more