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What you’ll be charged

Below we’ve broken down our fees and costs. Note it’s only the investment related Indirect costs and Investment fees that will vary depending on the investment option you’ve chosen.

For the full directory of fees and costs view our Product Disclosure Statement.

Super and Income accounts:

0.25% p.a. (subject to a cap of $600 per year)

Deducted from your account each month.

Insurance premiums will be deducted directly from your account each month. The amount depends on the level and type of insurance cover you have, and your age. For more details, refer to our Insurance in your super guide.

The investment fee includes the costs that are paid in relation to the management of investments. For example, this includes amounts paid to our investment service providers (such as investment managers and the custodian) and amounts paid for investment transaction costs.

These are not deducted directly from your accounts, but are deducted from investment earnings before unit prices are determined. So the investment earnings reported and allocated to your account already have these costs taken into account.

The indirect cost ratio each of our investment options is:

MySuper Balanced (Super accounts only) 0.840% p.a.
Growth 0.887% p.a.
Balanced (Income accounts only) 0.854% p.a.
Conservative 0.777% p.a.
Stable 0.588% p.a.
Socially Responsible (Super accounts only) 1.334% p.a.
Australian Shares (Super accounts only) 0.493% p.a.
International Shares (Super accounts only) 0.624% p.a.
Cash 0.113% p.a.

This fee is charged only if you engage our in-house Financial Advisers and agree to have any applicable fee charged directly from your super account.

Fees we don’t charge

This is a fee which can be charged to recover the costs incurred for the sale and purchase of assets. We don’t charge a fee for buy-sell spreads.

This is a fee to switch your investment options. We don’t charge a switching fee.

We encourage you to read all the information about fees and other costs because it’s important to understand their impact on your super. You can find a more comprehensive guide to fees and costs in our Product Disclosure Statement.

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