Investment options

The table below summarises all of our investment options, including their strategic allocation to Growth and Defensive assets and risk rating.

Risk and Return

When discussing investments, you’ll hear a lot about “Risk and Return” – but what does this actually mean?

• Risk essentially means volatility – how frequently and by how much investment returns can move up and down.
• Return refers to the change in value of your super investment – which can be positive (an increase in value) or negative (a decrease in value) over a given period of time.

Risk and Return are related – generally investment options aiming for higher returns carry more risk (volatility).