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Our investment philosophy

Our philosophy includes the following investment beliefs that help us deliver the intended outcomes for our members:

  1. We believe strong governance of the investment decision making process and structures leads to improved member outcomes.
  2. We recognise the need to take risk in a considered way to achieve our return objectives. Risk is only taken when we think we will be appropriately rewarded for it.
  3. We aim to invest responsibly by supporting positive environmental, social and governance initiatives where it is practical to do so.
  4. Strategic asset allocation drives most of the Fund’s return and volatility over the long term. we believe in a dynamic approach in managing asset allocation to improve the probability of meeting our investment objectives.
  5. We believe real long-term returns, net of fees, are most important. We aim to deliver member outcomes and competitive returns versus peers.
  6. We believe diversification is a useful investment strategy. We aim to capture most of the upside in strong markets and minimise losses when markets are weak.
  7. We outsource our asset management to appropriately qualified investment managers. We employ active managers where we have a high level of conviction in their ability to add value.
  8. We use our size and long-term investment time horizon to our members’ advantage when choosing investments.

 

 

 

Latest news

Changes to administration fees and insurance premiums from 1 October 2020

Changes to administration fees and insurance premiums from 1 October 2020

From 1 October 2020 there will be changes to Mercy Super’s administration fees and insurance premiums. We’ve highlighted these... Read more
You don’t need our insurance cover – until you do

You don’t need our insurance cover – until you do

Every day we have conversations with members and their families that no longer have an income due to unexpected... Read more
Closure of defined benefits section

Closure of defined benefits section

On 1 June 2020 the defined benefit section of the Fund was closed. The small number of members affected... Read more