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Your investments

The way your super is invested can make a big difference to your future. Here you can find out about the different investment options available and how we manage your super investment.

Super account performance for period ended 31 August 2020

Super accounts

Investment option
(inception date)
10 years (p.a.) 7 years (p.a.) 5 year (p.a.) 3 years (p.a.) 1 years (p.a.) Three months Financial Year to Date
8.19% 7.79% 7.39% 6.46% 1.25% 2.78% 2.35%

Growth
(1 July 2017)

n.a. n.a. n.a. 6.64% 0.85% 2.94% 2.62%

Conservative
(1 July 2003)

6.68% 6.21% 5.73% 4.98% 0.77% 1.71% 1.45%

Stable
(1 July 2012)

n.a. 4.49% 4.23% 3.82% 1.07% 1.00% 0.68%

Socially Responsible
(1 December 2007)

7.27% 6.47% 5.61% 6.19% 2.01% 4.73% 3.80%

Australian Shares
(1 July 2012)

n.a. 7.32% 8.04% 6.41% -1.63% 5.44% 3.42%

International Shares
(1 July 2012)

n.a. 10.37% 8.88% 7.20% 7.31% 8.48% 7.05%

Cash
(1 July 2003)

2.17% 1.50% 1.27% 1.08% 0.43% -0.01% -0.01%

 

Income accounts

Investment option
(inception date)
Post or Pre Retirement 10 years (p.a.) 7 years (p.a.) 5 year (p.a.) 3 years (p.a.) 1 years (p.a.) Three months Financial Year to Date

Growth
(1 July 2017)

Post n.a. n.a. n.a. 7.75% 1.49% 3.62% 2.99%
Pre n.a. n.a. n.a. 6.64% 0.85% 2.94% 2.62%

Balanced
(1 July 1991)

Post 9.01% 8.47% 7.83% 6.55% 1.20% 3.08% 2.41%
Pre 8.75% 8.11% 7.32% 5.74% 1.01% 2.52% 2.12%

Conservative
(1 July 2003)

Post 7.50% 6.95% 6.41% 5.55% 1.12% 2.21% 1.66%
Pre 7.31% 6.68% 6.03% 4.98% 0.77% 1.71% 1.45%

Stable
(1 July 2012)

Post n.a. 5.06% 4.71% 4.18% 1.09% 1.25% 0.76%
Pre n.a. 4.89% 4.48% 3.82% 1.07% 1.00% 0.68%

Cash
(1 July 2003)

Post 2.56% 1.77% 1.50% 1.26% 0.50% -0.01% -0.01%
Pre 2.50% 1.68% 1.38% 1.08% 0.43% -0.01% -0.01%

Your investment options

From 1 July 2017, investment returns for Pre-Retirement income accounts are taxed at up to 15%, the same tax rate that applies to Super accounts. Previously, no tax applied to investment returns for Pre-Retirement income accounts, and this will continue to be the case for Post-Retirement Income accounts. This change in tax treatment of Pre-Retirement income accounts has been reflected in the net investment performance details shown above.

Investment option name changes

A number of investment options changed name from 1 July 2017. The investment performance details shown above include the historic performance of the previous options as follows – MySuper Balanced, previously known as MySuper Balanced Growth; Balanced, previously known as Balanced Growth; Conservative, previously known as Balanced; and Stable, previously known as Balanced Conservative.

 

Your investment options

We offer a choice of investment options to cater for the different needs and goals of our members.

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Making an investment choice

Taking the time to understand how your super is invested and whether it’s right for you could have some big pay-offs down the track.

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How we invest

We take managing your investments very seriously. Find out what goes on behind the scenes to ensure we deliver on the objectives for our investment options.

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Market Insights

Get the latest insights into what’s happening in the investment markets with this Market Update video from our investment experts. They also provide this Monthly Market Snapshot publication that provides commentary on the global economy and the performance of financial markets.

Market Update August 2020 - Mercy Super

Where we invest

Where we invest your super is driven by our investment philosophy. Understand how our diversified, strategic approach impacts your super.

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MySuper Dashboard

Our MySuper Dashboard provides key information to help you easily compare our MySuper Balanced Option with other funds’ MySuper options.

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Latest news

Changes to administration fees and insurance premiums from 1 October 2020

Changes to administration fees and insurance premiums from 1 October 2020

From 1 October 2020 there will be changes to Mercy Super’s administration fees and insurance premiums. We’ve highlighted these... Read more
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Every day we have conversations with members and their families that no longer have an income due to unexpected... Read more
Closure of defined benefits section

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