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Your insurance

Have you thought about the financial impact on your family if you couldn’t work? We have – Mercy Super’s comprehensive insurance cover provides protection for you and your dependants if the unexpected happens.

Our insurance cover

Our comprehensive standard cover package uses a ‘needs-based’ design that provides you with death and disability protection relative to your stage of life.

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How much cover do you need?

How much cover you need depends on your personal circumstances, but the reality is most Australians are underinsured.

Find out how much cover you need


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Insurance stories

Browse our case studies, showing at a human level, how the financial support of insurance can help you transition into the next phase of your life if the unexpected happens.

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Check your cover

Everyone is different and circumstances change over time. It pays to regularly review your cover and make sure it’s right for you.

Check your cover



Change your cover

If you don’t think your insurance is right for you, you can apply to adjust your cover to your specific needs with options to increase, decrease or cancel your cover.

Change your cover



Making a claim

If you need to make an insurance claim, we’re here to help you through the process.

Make a claim



Insurance in Superannuation Voluntary Code of Practice

From 1 July 2018 Mercy Super adopted the Insurance in Superannuation Voluntary Code of Practice. The code provides a framework to improve the experience for members when interacting with the insurance cover provided through their super fund, with the overall aim to ensure the cover provided is appropriate and affordable.

This includes publishing our Insurance in superannuation – Key facts sheet providing you with an overview of our insurance cover to help you to better understand your cover and to compare cover across different superannuation funds.

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Latest news

Changes to administration fees and insurance premiums from 1 October 2020

Changes to administration fees and insurance premiums from 1 October 2020

From 1 October 2020 there will be changes to Mercy Super’s administration fees and insurance premiums. We’ve highlighted these... Read more
You don’t need our insurance cover – until you do

You don’t need our insurance cover – until you do

Every day we have conversations with members and their families that no longer have an income due to unexpected... Read more
Closure of defined benefits section

Closure of defined benefits section

On 1 June 2020 the defined benefit section of the Fund was closed. The small number of members affected... Read more