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Your insurance

Have you thought about the financial impact on your family if you couldn’t work? We have – Mercy Super’s comprehensive insurance cover provides protection for you and your dependants if the unexpected happens.

Our insurance cover

Our comprehensive standard cover package uses a ‘needs-based’ design that provides you with death and disability protection relative to your stage of life.

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How much cover do you need?

How much cover you need depends on your personal circumstances, but the reality is most Australians are underinsured.

Find out how much cover you need



Check your cover

Everyone is different and circumstances change over time. It pays to regularly review your cover and make sure it’s right for you.

Check your cover



Change your cover

If you don’t think your insurance is right for you, you can apply to adjust your cover to your specific needs with options to increase, decrease or cancel your cover.

Change your cover



Making a claim

If you need to make an insurance claim, we’re here to help you through the process.

Make a claim



Insurance in Superannuation Voluntary Code of Practice

From 1 July 2018 Mercy Super adopted the Insurance in Superannuation Voluntary Code of Practice. The code provides a framework to improve the experience for members when interacting with the insurance cover provided through their super fund, with the overall aim to ensure the cover provided is appropriate and affordable.

This includes publishing our Insurance in superannuation – Key facts sheet providing you with an overview of our insurance cover to help you to better understand your cover and to compare cover across different superannuation funds.

Find out more

Latest news

Reduction in minimum drawdown requirements for income accounts

Reduction in minimum drawdown requirements for income accounts

The Government has introduced a temporary change to reduce the minimum drawdown requirements for account-based income streams (and similar products) by 50... Read more
COVID-19 and accessing your super early

COVID-19 and accessing your super early

On Sunday 22 March 2020, the Government announced a temporary change allowing members affected by the coronavirus (COVID-19) early access to... Read more
It’s “business as unusual” at Mercy Super

It’s “business as unusual” at Mercy Super

Read more