Sometimes you just need information, other times an answer to a specific question. And there may be times you need an expert to consider your whole situation to help you reach your goals.
Our advisers can help with simple advice relating to your Mercy Super account, more personal advice on a specific strategy and comprehensive advice on your overall situation.
Simple super-related issues could include:
Complex financial matters:
We work with you, and get to know you, to understand your situation and goals. From this, we prepare quality tailor-made advice for your super and finances.
Our advisers are approachable, empathetic and focused on guiding you through the steps. And our services are structured to match your needs. From simple advice at low or no cost, through to a fee for strategic or comprehensive advice which we provide on a cost-recovery basis.
All of our in-house advisers are salaried Mater employees. We don’t take any commissions or other forms of incentives from the advice we provide.
They are all qualified professional financial advisers, with many years’ experience, regularly receive training to keep up to date with super and financial changes, and follow our professional code of conduct.
Getting advice with us is easy. It’s as simple as following these five steps:
We provide a range of financial education and advice services to members. Some of these are provided as part of the administration fee you pay – so for simple education and advice about your Mercy Super account there’s no additional cost to you.
More complex advice, which needs to take into account your own personal circumstances, is charged on a cost recovery basis. We don’t take any commissions or incentives from the advice we provide. The cost will depend on the complexity of your needs and the time involved in providing your advice.
Before you go ahead, we’ll walk you through all of the costs involved, so there’s no confusion. It’s then entirely up to you whether to proceed or not.
Often these fees can be deducted from your Mercy Super account.
We also provide a range of online planning tools to help you plan and learn about your financial situation. They can show you how much super you’ll have in retirement and how long it will last, and let you compare the benefits of different contribution methods, among others.