If eligible, you can opt-in for our comprehensive standard cover package when you first join Mercy Super. The standard cover package is also provided automatically to eligible members aged 25 or over when their account balance first reaches $6,000.
The standard cover package provides salary-based cover where salary details are provided to us by your core participating employer. If you are not eligible for salary-based cover, you are provided with the unit-based standard cover package.
For both salary-based cover and unit-based cover, your level of cover changes automatically according to your age and includes:
For more information about our standard cover package, read the Insurance in your super guide.
The standard cover package may not be right for everyone. You can apply to adjust your cover to your specific needs with options to increase, decrease or cancel your cover.
Just head over to Change your cover.