Our comprehensive standard cover package uses a ‘needs-based’ design that provides you with death and disability protection relative to your stage of life.
How much cover you need depends on your personal circumstances, but the reality is most Australians are underinsured.
Everyone is different and circumstances change over time. It pays to regularly review your cover and make sure it’s right for you.
If you don’t think your insurance is right for you, you can apply to adjust your cover to your specific needs with options to increase, decrease or cancel your cover.